El Préstamo turns love into a business deal, and Maluma is the savvy yet wounded banker. Over an infectious reggaeton beat, the Colombian superstar tells his partner that his corazón was never a gift - it was only on loan. He keeps repeating "yo no lo di, yo lo presté" to underline that he expects his feelings back with interest. The playful metaphor hides real vulnerability: past heartbreaks have made him cautious, so he speaks upfront about limits, payments, and emotional late fees.
Between confident swagger and honest confession, the song explores modern relationships where affection can feel transactional. Maluma warns his lover that if she will not honor the "loan agreement," plenty of other suitors are waiting in line. The result is a catchy mix of flirtation, financial imagery, and raw transparency that invites listeners to dance while thinking twice about how they invest their hearts.
Maluma (born Juan Luis Londoño Arias on January 28, 1994, in Medellín, Colombia) is a celebrated singer, rapper, songwriter, and actor known for his vibrant contributions to urbano, reggaeton, and Latin pop music. Since beginning his career at just sixteen, Maluma has released multiple successful albums including Magia (2012), Pretty Boy, Dirty Boy (2015), F.A.M.E. (2018), and 11:11 (2019), captivating audiences worldwide with his dynamic sound and charismatic presence.
With over 18 million records sold, Maluma has scored numerous hits like "Felices los 4," "Borró Cassette," and "Corazón," and has collaborated with global stars such as Shakira, Madonna, and The Weeknd. His music blends infectious beats with heartfelt lyrics, earning him multiple awards including a Latin Grammy and an MTV Video Music Award. Known for his smooth vocals and genre-crossing style, Maluma remains a leading figure in Latin music and continues to influence the global music scene.