Cotizada is a fantastic piece of modern slang. Literally, it means "quoted" or "listed," as in a stock on the stock market (cotizar en la bolsa).
In "Tarot," Bad Bunny uses this word to say the woman is highly valued and in demand, like a hot stock everyone wants to invest in. He sings, "Porque tú está' cotiza'" (Because you are so sought-after), which is a cool, modern way to say she's extremely popular and desirable.
Picture this: you are standing across the club, completely fixated on someone across the VIP section who looks so untouchable she might as well be behind glass. That is the exact vibe Puerto Rican hitmaker Bad Bunny and Jhay Cortez lean into here. Bad Bunny treats her like a priceless gallery exhibit, admitting, "Tienes la disco de museo, ma', tú eres arte" (You've turned the club into a museum, girl, you are art), even declaring himself Leonardo da Vinci to her masterpiece ("Yo soy da Vinci y tú mi obra de arte"). He knows he is up against stiff competition, but he brushes off the wealthy posers ("to' estos bobo' con ticket" / all these fools with money) because he believes pure confidence is going to win her over.
What makes the track so catchy is its mix of museum metaphors and unabashed, late-night thirst. When Bad Bunny spots her online, he drops fire emojis on her story ("Si te mandé un fueguito, es que me tienes caliente" / If I sent you a little flame, it's because you've got me turned on). Meanwhile, Jhay Cortez jumps in to gas up her status: she broke up with her ex ("Se dejó del gato" / She left her man), she has natural abs without plastic surgery, and she keeps her phone flooded with five new replies waiting to take his place. It is a sleek, unapologetically direct club anthem about taking your shot against near-impossible odds and hoping luck is on your side.